My First Hand Experience On Applying For My First Loan


Applying for a loan nowadays has been a common occurence among people. Myself, for one, experienced the need to apply for a loan and had a hands on experience applying for one. Initially, I was a bit skeptical and scared about applying for a loan since it is going to be my first time. I was nervous, so I sought to doing my research online.

I found a lot of helpful websites and guidelines on how to apply for a loan but it made me even more confused regarding the process of applying for one. These websites contained good offers but none of them seemed to have appealed to what I was exactly looking for. Since I needed some quick cash to purchase something essential, my goal is to find a trusted loan company that I am fully confident in.

It took me several days to have finally settled on a loan company that truly appealed to me and gotten my hundred percent attention. What I did during that day, I typed "instant pera" and "how to get money fast" on Google's search bar. Lo and behold! I found what I have been looking for! I immediately clicked the text Instant Pera that immediately redirected me to a loan company's website.

The website was very easy to navigate around and you can instantly see the button for application. Since I needed a few cash, I read a few more reviews about the site and once I made sure that it is legit and safe, I quickly clicked on the button for my application. The application process, on the other hand, was easy, quick, and very efficient. After I have written and filled out the necessary details, I got a call from their representative for some few more verifications about the data I have provided on the application form.

I was very surprised that my loan got approved in no less than an hour! Afterwards, I was given instructions on how to claim the money. It was an easy and efficient transaction. I was able to pay for my expenses and it definitely helped me in many ways. I have never thought applying for a loan would be this easy! The requirements are easier to fulfill and the process is very smooth and efficient. Over all, the experience was great! I am very happy with how their team responded to queries and how they are very concise on the important requirements and details that needed to be on the application form. Waiting time to get approved is also very fast!

I would truly recommend that you try their services! Reliable, trustworthy, and very efficient. I am definitely sure that I will be availing their services by the time I needed to make another loan.

Summer K-Skincare Wishlist, Anyone?


I know, I know! We are almost at the end of summer in the Philippines but the heat does not seem to come off anytime now! Anyway, despite the month of May nearing its end, it's still never too late for a Summer K-Skincare Wishlist as it can be hot in the Philippines all year round!

Wishtrend has always been a staple in my K-Skincare must-have's. Not only that they got my favorite products like those from Klairs and they own line, Wishtrend is also a cruelty-free brand/company/skincare line!

Review: Klairs Supple Preparation Unscented Toner


Hello, loves! Ah~ I've been meaning to write a review about this latest from Klairs. Although, this product has been in the market for quite a while now, and is an instant favorite among skincare enthusiasts, nevertheless, let me introduce to you the latest version of their Supple Preparation Toner!

Before we get started, let me first tell you how this toner helped my skin recovered from being dry and flaky due to the cold weather in Seoul despite the fact that we were there almost during Spring season already.

Review: BLK Cosmetics All-Day Lip & Cheek Water Tint


BLK Cosmetics is not an unfamiliar name to me. I have heard a lot about the brand but haven't really got the chance to try anything from them, until my cousin informed me that they will be releasing a Kbeauty collection. As a Kbeauty fan myself, I know that I have to try something from that collection so I can also write a first-hand review about it. Before finally checking out my cart from BeautyMNL, I watched Raiza Contawi's first impression and review first. Lo and behold, I was convinced to buy their All-Day Lip & Cheek Tint.

For this review, I will be talking about first about the brand, product and its claims, packaging, formula and smell before I proceed to discussing more regarding each shade that I bought.

South Korea Day 1: Arrival + Nami Island


It was during my first year in high school when I started to immerse myself in the Korean pop culture scene, man, that was already ten years ago! Ever since then, I have longed to visit the land of Oppas  (lol) and I thought back then that it is a dream that is yet to come true. Lo and behold! My family started planning for a holiday trip to South Korea last January and I felt that all of my fan girl dreams are starting to come true. 

Please keep in mind that this is not a guide post and just an entry to share my experiences with you. I am no travel blogger, so please forgive me. Hahaha!

@_patriciaamagno on instagram

© The Modern Day Doll. Design by FCD.